Description

The Credit Underwriter is to issue credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters are to meet the minimum daily production goals plus clearing conditions and perform within department audit standards.

Essential Functions:

Underwrite residential mortgage loans in accordance with Conventional guidelines.

Input of data and analysis of findings in Loan Prospector, Desktop Underwriter, Asset wise, other AUS engines, and OES.

Identify and assess overall risk and potential fraud exposure resulting from clients' underlying business practices.

Meet the minimum daily production goals and quality targets plus clearing conditions and perform within department audit standards.

Review of credit reports to determine credit patterns, current liabilities, outstanding judgments, and collections.

Review of residential mortgage appraisal forms and calculations of Loan to Value ratios.

Analyze income from salaried, commissioned, self-employed, investments, fixed income sources.

Analyze assets statements for all types of asset accounts.

Ability to work overtime and weekends if needed.

Perform other related duties as assigned.

Essential Knowledge, Skills, & Abilities:

Strong underwriting knowledge of Prime or standard Full Documentation.

Ability audit standard full documentation program clients.

In-depth knowledge HVCC, guidelines and requirements along with all federal, state, and local compliance regulations to include, Truth in Lending and Equal Credit Opportunity laws.

In-depth knowledge of the total closing function to include, underwriting conditions prior to closing, closing instructions and procedures, and RESPA.

Up-to-date knowledge in Fannie/Freddie guidelines, back-end quality control and fraud audit experience.

Must be able to use Desktop Underwriter (DU), Loan Prospector (LP) and other LOS (loan operations systems).

Commitment and ability to cultivate a diverse and inclusive work environment.

Education:

High School Diploma or equivalent.

Associate degree or equivalent industry experience required.

Additional Skills & Qualifications

Experience:

3+ years of relevant industry experience required.

3+ years securitization experience required.

3+ years of recent frontline (manual and automated) underwriting experience with Conventional, FHA and/or VA Knowledge along with A Paper, B/C Paper, Non-Confirming and Conforming, and Sub-Prime residential, Non-QM and QM products.

Experience Level

Intermediate Level

Job Type & Location

This is a Permanent position based out of Riverview, FL.

Pay and Benefits

The pay range for this position is $66560.00 - $83200.00/yr.

Gathering details on benefits

Workplace Type

This is a fully remote position.

Application Deadline

This position is anticipated to close on Jan 5, 2026.

h4>About TEKsystems:

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.